Your scheme is in place.
What's still missing?

You've arranged pensions through a sector pension fund, insurer, PPI or annuity, or you give employees a pension contribution through their salary. Usually that scheme stays as it is and Vive tops it up where it stops, per person or for everyone. We turn a salary contribution into a real pension. Choose what applies to you below.

More appreciation for your pension

Pension is your most expensive employment benefit, but your people don’t see or understand it.

Flexible benefits budget with pension

You give employees a budget they spend themselves, for example on extra pension. Vive handles it behind the scenes.

A real pension instead of a salary contribution

An extra gross amount or bonus ‘for your pension’ is simply salary for your employee. Vive turns it into a pension scheme, with the same budget.

Saving extra alongside the scheme

Some of your employees want to build up more than the scheme offers.

Supplementing during the Wtp transition

Your scheme with an insurer or PPI has to transition before 2028. Whatever your people are left short of afterwards, you solve alongside it.

Pension above the pension cap

Some of your employees earn above the pension cap. On that part, they build up nothing in your scheme.

Supplementing your pension fund

The fund covers the basics. For you as a director-owner and for your key people, that is often not enough.

Prefer to switch to Vive?

Switching from a collective scheme

You want to end your scheme with an insurer or PPI and build up through Vive from now on.

Switching from another annuity

You have a collective annuity with another provider and want to move the contribution to Vive. What your employees have already built up remains theirs.

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