Invest for what you really want to achieve
From goal to investment in 3 steps
Invest for all your goals, such as a home, vacation, or study.
This way, you can focus on what you find important.
Tell us your goal
What do you want to achieve? A home, trip around the world, a new car, or just a buffer for unexpected expenses? Tell us what matters to you.
We make the strategy
We calculate exactly how much you need and create a smart investment strategy. You can immediately see when your goal is within reach.
You monitor your progress
At every moment, you see how you get closer. Adjust if you want to go faster or slower, or if your plans change.
The app for your future money
Why goal-based investing is smarter
From dreams to actions with insight and control. This is how you build future money. For later.
Every goal, a strategy
Vive is an investment firm. Supervised by De Nederlandsche Bank and the Financial Markets Authority.
Flexible as your life
A life, work or preference changes. The strategy is adapting. Arranged in just a few clicks. Always in control.
Grow automatically
Passive index funds. Diversified investments worldwide. Used by institutional investors.
Get started with Vive right away
Technology that works for you
Advanced tools, easy to use for everyone. Vive has built a financial model that calculates thousands of investment scenarios to find the perfect strategy.
Unlimited plans
Make unlimited plans for each goal or game. This way, you can invest automatically and smartly, while working step by step towards multiple goals at the same time.
Optimal strategy
You constantly have an optimal strategy that ensures that your portfolio changes with your investments, life and the market. By having your plans rebalanced automatically, your plans stay up to date, personal and balanced.
Always an overview
Always a clear overview in our app: see where you are now and where your money is growing, so you know exactly what to expect later.
And if your plan no longer matches the strategy, you can easily optimize it with our investment assistant.
Asset management, simply explained
Want to know more about investing with Vive?
Our free investment brochure shows you exactly how smart and easy investing at Vive works.
How to invest in one app via Vive and always have insight
How easy it is to make your money work for you
How we invest widely, with no hidden costs
Your money, let it grow
Invest for your goals, not just for later.
With goal investing, you work automatically and clearly towards everything you find important. From short plans to big milestones.
Make an appointment
Ready for a modern retirement or wealth solution? Feel free to get to know Vive and discover what's possible - for your organization.
Complex pension, simply explained - know where you are right away
Personal interview for your situation and that of your employees
More clarity than hours of Googling in 30 minutes
Plenty of room for questions to our experienced pension experts
Frequently Asked Questions
Everything you need. In one app. In one place. All goals and strategies, always at hand.
What is goal-based investing?
Goal-based investing is a way of investing where your investment strategy is based on your concrete financial goals and the associated period (time between now and the end date) instead of only maximising the total return. You are, in fact, investing towards a specific amount.
How does goals-based investing work?
Goal-based investing with Vive is all about a concrete endpoint, a suitable investment mix and automatic adjustment. You determine which financial goal (in €) you want to achieve, within which period and how much risk you are willing to take for this goal. Vive then creates a plan to achieve your goal. This way, you work step-by-step towards your financial goal, with maximum focus and minimal surprises.
What purposes can I use goal-based investing for?
For every financial goal with a time horizon of at least one year. Popular goals include: children's education, world trip, renovation, sabbatical, starting one's own business, early retirement, or building a buffer. With Vive you can set multiple goals simultaneously, each with its own strategy.
What is the difference between goal investing and saving?
With saving, your money is fixed at a low interest rate that often does not keep up with inflation. With goal-based investing, your money is invested in shares and bonds for potentially higher returns. The risk is greater, but in the long term the chances of a better result are also greater. Vive automatically adjusts the risk based on your time horizon.
What happens when I reach my investment goal?
As your target date approaches, your assets are automatically invested more safely to protect the accumulated amount. On the end date, you can transfer the money to your bank account or continue saving for a new goal. You decide what you do.
Can I withdraw money from goal-based investing in the interim?
Yes, with targeted investing, your money is not blocked like with a pension. You can always sell (a part of) your investments and transfer the money to your bank account. Bear in mind that there is a risk of loss if you have to sell at an unfavourable moment.
Please note:
Investing carries risks
Investing offers opportunities, but you may lose part or all of your investment. That’s why it’s important to understand the associated risks in advance. More information can be found in the Investment Policy. Vive is a licensed wealth manager.
