All in one system
Retirement for your startup as a basis for growth.
With Vive, you can arrange a pension plan in three steps
that your team can really build on.
Design your own pension
In a short conversation, we will discuss your preferences and the options that are all possible. After that, together with you, we will create a pension plan that fits: modern, flexible and without unnecessary red tape.
Hassle-free deployment
From legal documentation to app onboarding for your team - we'll take care of everything. In one week, you will have a complete pension plan that works, including enthusiastic team members.
Scales with your growth
New team members can be connected as they please. Are you growing from 3 to 15 people? No problem. Your startup's pension plan grows with you without extra complexity or administration.
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Why startups choose to retire with Vive
From operational simple retirement to
an employment condition that you
employer brand is improving.
Attracting and Retaining Talent
In a tight labor market, you stand out with a modern pension that people actually understand and appreciate. Show that you are an employer that invests in people, not just in the business.
Zero admin overhead
No HR department? No problem. Just let us know when someone joins or leaves - we'll take care of the rest. From onboarding to leaving, we handle all contact and administration for you.
Flexible, like you
Changing budgets? Different forms of contract? International team members? Varying income? Vive adapts to your startup reality, not the other way around.
View pension for employers
See how customers experience Vive
Retirement technology built for modern teams
Advanced technology, easy to implement. Vive has built a financial model that calculates thousands of investment scenarios to find the perfect strategy for your employees.
Flexible contributions and sponsorships
As an employer, you control the entire arrangement in your own hands. Set if/who you sponsor per person (or team), how much you invest for each person, or the type of contract, and adjust it at any time. Employees can see their contribution in the app.
Invite and onboard in minutes
Easily send retirement invitations to employees; employees can then get started with the in-app onboarding, tutorials and push notifications themselves. Their retirement plan is ready to use — no extra paperwork. If an employee leaves, offboard them easily, they can easily take their Vive retirement account with them.
Real-time guidance
An “asset manager in your pocket” for your team. This way, they have continuous insight into their pension, or other investments that they can make via Vive. They also receive suggestions to keep their plans on track. All arranged in the app and personalized per person.
Frequently Asked Questions
Everything you need. In one app. In one place. All goals and strategies, always at hand.
What happens if I take out a subscription?
If you take out a subscription with Vive, we will send a confirmation email with all the registration information. We will then immediately start working on creating your account. For individuals starting to invest via Vive, their account can be set up within 1 hour.
The longer turnaround time may be due to the CDD/KYC check performed after registration. For companies, freelancers (ZZP'ers), or entrepreneurs, accounts with Vive are created within 1-2 working day(s) (excluding weekends). We always try to create an account for you on the same day, however, the CDD/KYC sometimes takes longer.
The lead time from application to implementation can always be discussed. We often see that companies want to wait a bit longer before creating accounts. We see that employers often want to inform their employees in advance about the new employment benefit.
What are the pension costs per employee?
Is Vive a replacement for my pension scheme?
Vive is a fully-fledged pension scheme in the third pillar. You can offer it to your employees without any problems. If you already have a collective pension, or if your company falls under an industry-wide pension scheme, then the situation is different. Vive can then help to form a flexible layer on top of your existing collective pension. More about this can be found on the following page: pensions for employees
What is a company pension?
A company pension is a supplementary pension on top of the state old-age pension (AOW). It is often arranged by an employer who contributes to employees' pension accrual. However, even if you are self-employed, you can arrange a company pension yourself through a pension provider. In both cases, assets are built up for later, with tax advantages.
What is Vive's mission?
Vive's mission is to give everyone the opportunity to make money work for them. We do this in a simple, personalised way for every person. We do this by creating personal investment strategies for each person. At Vive, you can do this for your own goals (goal-based investing), for asset management, and for the future (pension investing).
This way, we ensure that you have the opportunity to grow your money for different phases in your life.
Is pensioen verplicht voor alle werknemers?
Nee, pensioen is niet verplicht voor alle werknemers. Alleen als je onder een cao valt waarin pensioenopbouw is opgenomen, ben je als werkgever verplicht om een regeling te treffen. Werkgevers zonder cao hebben meer vrijheid. Met Vive kun je pensioen regelen voor werknemers zonder cao op jouw manier – flexibel en persoonlijk. Je hoeft niet iedereen exact dezelfde regeling te geven: je kiest zelf wie je sponsort en hoeveel.
Please note:
Investing carries risks
Investing offers opportunities, but you may lose part or all of your investment. That’s why it’s important to understand the associated risks in advance. More information can be found in the Investment Policy. Vive is a licensed wealth manager.
