From a complex scheme to a simple pension
With Vive, this is easy.
In three steps, you will transform the pension from a cumbersome and unclear employment condition to a
employee benefit that really works.
Identify your needs
We will talk to you about what you need. How can we best help your employees accrue pension?
Vive works as a modern addition to your existing scheme or as a fully-fledged pension solution for companies that don't have anything yet.
Together, we identify where Vive adds the most value - from creating engagement to providing real control over retirement.
Employees can get started right away
Vive can be live for your company within one week.
Your employees receive personal invitations and go through clear digital onboarding. They immediately experience the benefits, the Vive app in their pocket, tax benefits through tax refunds, and finally real insight into their pension.
Ongoing support
You will have a customer success manager who helps with the onboarding, system and questions you have. Throughout the process and afterwards, our team is ready to provide support.
The result? Employees finally understand their overall pension picture and appreciate the extra options you offer.
Pension is transforming from an administrative burden to a clear advantage.
Want to know more? Get in touch
Why big companies choose Vive's as their modern pension provider
From an incomprehensible arrangement to a strategic advantage
that employees understand and appreciate.
no extra administration
No endless forms, unclear processes or time-consuming compliance checks. Vive's platform takes care of the administration and ensures that HR can focus on strategy instead of paperwork.
Clear in costs and insight
Traditional pensions often have opaque cost structures. Vive offers an easy subscription in the form of a sponsorship. You choose who participates and what they get. Fully flexibly adaptable. This makes it easy to see where each euro goes and why.
Future-proof for WTP regulations
Automatic compliance with the Future Pensions Act and other regulations. Your scheme will always remain compliant without HR having to delve into complex pension legislation.
View employee pensions
See how customers experience Vive
Technology for Modern Organizations
Customized professional pension solution. Vive connects seamlessly to your HR and payroll software to facilitate automatic retirement for your employees. This way, every employee gets an account, deposit and onboarding. If they leave, you can easily arrange it via our portal.
A customized arrangement
With Vive, you can easily create customized pension plans. You decide who participates, how much is invested and when. Opt for a fixed amount or percentage, and possibly let employees contribute themselves. This is how you arrange a pension that suits your company and your team.
Manage employees in our portal
Efficiently manage your pension plan and employees with our portal. Easily step up, set up the contribution and start their onboarding.
They then receive an invitation to the app and their pension. You don't have to arrange anything else.
Edit information in the blink of an eye
Easily update employee information.
If a person leaves, easily remove them from your pension. They will take their Vive account to the next employer.
If an employee receives more or less pension, adjust the employer contribution.
This way, you or your advisor can easily make changes when necessary.
HR and payroll connections (coming soon)
Simply connect your HR and payroll software to our platform via an API. We automatically read out the correct pension contributions per employee, or prepare the transfer for finance. This way, the administration is effortless.
Is your software not listed? Simply request the connection via your personal customer success manager.
Frequently Asked Questions
Everything you need. In one app. In one place. All goals and strategies, always at hand.
What happens if I take out a subscription?
If you take out a subscription with Vive, we will send a confirmation email with all the registration information. We will then immediately start working on creating your account. For individuals starting to invest via Vive, their account can be set up within 1 hour.
The longer turnaround time may be due to the CDD/KYC check performed after registration. For companies, freelancers (ZZP'ers), or entrepreneurs, accounts with Vive are created within 1-2 working day(s) (excluding weekends). We always try to create an account for you on the same day, however, the CDD/KYC sometimes takes longer.
The lead time from application to implementation can always be discussed. We often see that companies want to wait a bit longer before creating accounts. We see that employers often want to inform their employees in advance about the new employment benefit.
What are the pension costs per employee?
Is Vive a replacement for my pension scheme?
Vive is a fully-fledged pension scheme in the third pillar. You can offer it to your employees without any problems. If you already have a collective pension, or if your company falls under an industry-wide pension scheme, then the situation is different. Vive can then help to form a flexible layer on top of your existing collective pension. More about this can be found on the following page: pensions for employees
What is a company pension?
A company pension is a supplementary pension on top of the state old-age pension (AOW). It is often arranged by an employer who contributes to employees' pension accrual. However, even if you are self-employed, you can arrange a company pension yourself through a pension provider. In both cases, assets are built up for later, with tax advantages.
What is Vive's mission?
Vive's mission is to give everyone the opportunity to make money work for them. We do this in a simple, personalised way for every person. We do this by creating personal investment strategies for each person. At Vive, you can do this for your own goals (goal-based investing), for asset management, and for the future (pension investing).
This way, we ensure that you have the opportunity to grow your money for different phases in your life.
Is pensioen verplicht voor alle werknemers?
Nee, pensioen is niet verplicht voor alle werknemers. Alleen als je onder een cao valt waarin pensioenopbouw is opgenomen, ben je als werkgever verplicht om een regeling te treffen. Werkgevers zonder cao hebben meer vrijheid. Met Vive kun je pensioen regelen voor werknemers zonder cao op jouw manier – flexibel en persoonlijk. Je hoeft niet iedereen exact dezelfde regeling te geven: je kiest zelf wie je sponsort en hoeveel.
What exactly does Vive offer as a Future Pensions Act (Wtp) scheme?
Under the Future Pensions Act (WTP), Vive offers employers a ready-made pension plan that fully complies with the new rules, focusing on simplicity, flexibility, and clear communication.
The solution ensures that employees can accrue a pension and close their pension gap for the accumulated difference due to the transition to flat-rate premiums.
What exactly does Vive offer as a pension scheme?
Your assets are maximally protected under the Act on the Segregation of Assets and the Investor Compensation Scheme. Companies that provide investment services are legally required to keep their own assets separate from the invested assets of clients. Your assets are held by an external custodian.
If things go wrong, their clients' investments are safely held in a separate pot. Vive complies with the rules on the segregation of assets.
The Netherlands Authority for the Financial Markets monitors whether Vive complies with the rules that apply to the segregation of assets. These rules ensure that should Vive go bankrupt, our clients' investments are separated from Vive's assets. As a result, clients' investments do not fall into the bankrupt estate.
Please note:
Investing carries risks
Investing offers opportunities, but you may lose part or all of your investment. That’s why it’s important to understand the associated risks in advance. More information can be found in the Investment Policy. Vive is a licensed wealth manager.
