Difficult retirement is a thing of the past.
From small company to professional organization in retirement
This is how you get a small company pension in three steps that supports your company, employees and management for the future.
We will discuss your pension wishes
An extensive discussion about your current situation, what you expect from a pension plan, and what you want to grow towards in the coming years. We will design an arrangement that fits your vision.
Implementation and team onboarding
We ensure a smooth implementation of your pension plan and supervise the onboarding of all team members. Everyone understands what they're getting and appreciates the new benefit.
Maintain and grow
As you grow, your needs also change. The pension scheme is adapting: from attracting talent to retaining employees. With a good pension plan, you take care of the future of your employees in the present.
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Why growing companies choose the Vive pension
Modern retirement for growing teams:
attractive for talent, flexible,
without HR overhead.
Attract talent
The war for talent gets more serious as you grow. With a modern, understandable pension, you show that you are a professional employer who takes employment conditions seriously.
Flexible from day one
Start simple for everyone and expand when necessary. Do you have different levels of management, do you want to offer options for freelancers, or is the team international? Vive moves with your organization. The entire scheme can be adjusted according to your own wishes.
No HR overhead
You invite new people in minutes; the rest is automatic. Employees arrange their own plan in one app and see their structure and tax benefits immediately, without the mandatory collective structures or complicated administration.
View employee pensions
See how customers experience Vive
Technology for small, growing companies
Advanced technology, easy to implement. Vive has built a financial model that calculates thousands of investment scenarios to find the perfect small business retirement strategy for your employees.
For employers, this means that you can offer an institutional-quality pension solution without the complexity of traditional pension funds.
A customized arrangement
Organize retirement as it suits your team. Choose who participates (permanent, part-time, or freelancer), set contributions per person/role/location, and add excess options where appropriate. Even with an international team, you can set up different policies per group.
Everything is easy to adjust later, without starting over.
Easy onboarding
Register an employee, choose the arrangement and you're done. Vive sends the invitation, arranges identification and prepares the personal plan, all administration goes through our app or the employer portal. You keep an overview, your team can start immediately.
All in one app
Manage pensions, goals and assets in one simple app. Employees see what they're building up, invest automatically, and don't have to buy or sell themselves. This makes it very easy to start investing.
It is also a personal account, so when they change jobs, they simply bring their plan (and app) with them.
Frequently Asked Questions
Everything you need. In one app. In one place. All goals and strategies, always at hand.
What happens if I take out a subscription?
If you take out a subscription with Vive, we will send a confirmation email with all the registration information. We will then immediately start working on creating your account. For individuals starting to invest via Vive, their account can be set up within 1 hour.
The longer turnaround time may be due to the CDD/KYC check performed after registration. For companies, freelancers (ZZP'ers), or entrepreneurs, accounts with Vive are created within 1-2 working day(s) (excluding weekends). We always try to create an account for you on the same day, however, the CDD/KYC sometimes takes longer.
The lead time from application to implementation can always be discussed. We often see that companies want to wait a bit longer before creating accounts. We see that employers often want to inform their employees in advance about the new employment benefit.
What are the pension costs per employee?
Is Vive a replacement for my pension scheme?
Vive is a fully-fledged pension scheme in the third pillar. You can offer it to your employees without any problems. If you already have a collective pension, or if your company falls under an industry-wide pension scheme, then the situation is different. Vive can then help to form a flexible layer on top of your existing collective pension. More about this can be found on the following page: pensions for employees
What is a company pension?
A company pension is a supplementary pension on top of the state old-age pension (AOW). It is often arranged by an employer who contributes to employees' pension accrual. However, even if you are self-employed, you can arrange a company pension yourself through a pension provider. In both cases, assets are built up for later, with tax advantages.
What is Vive's mission?
Vive's mission is to give everyone the opportunity to make money work for them. We do this in a simple, personalised way for every person. We do this by creating personal investment strategies for each person. At Vive, you can do this for your own goals (goal-based investing), for asset management, and for the future (pension investing).
This way, we ensure that you have the opportunity to grow your money for different phases in your life.
Is pensioen verplicht voor alle werknemers?
Nee, pensioen is niet verplicht voor alle werknemers. Alleen als je onder een cao valt waarin pensioenopbouw is opgenomen, ben je als werkgever verplicht om een regeling te treffen. Werkgevers zonder cao hebben meer vrijheid. Met Vive kun je pensioen regelen voor werknemers zonder cao op jouw manier – flexibel en persoonlijk. Je hoeft niet iedereen exact dezelfde regeling te geven: je kiest zelf wie je sponsort en hoeveel.
Please note:
Investing carries risks
Investing offers opportunities, but you may lose part or all of your investment. That’s why it’s important to understand the associated risks in advance. More information can be found in the Investment Policy. Vive is a licensed wealth manager.
