Invest for your future money. From goal to goal achieved.
Retirement, a sabbatical, your first home: whatever you want to achieve, Vive makes it clear and achievable. Choose your goal, and we’ll calculate the route.
Invest easily with Vive
For your own funds, goals
and pension for later.
Vive's Pension Plan
Offer employees their own pension account with tax benefits via an easy-to-understand app, for complete freedom to accrue their own pension.
Personal investing with Vive
A dedicated plan for every investment goal. Whether it’s a pension, a personal goal, or building wealth. With Vive, you know exactly what it takes to get there.
Each goal gets a plan.
Whether you want to build up wealth for later, invest specifically for a specific purpose, or build up your personal pension. With Vive, you create your own investment plan for each goal, and you do that without limits.
You decide how to invest.
Start with your future right away
Real-time insight. From now, into the future
Strategies fully tailored to your financial profile. With scenarios to show the results.
Forecasting for later.
For each plan, we build a strategy that fits your investment, risk profile and horizon. This allows us to provide expectations about the ultimate value of your investments. So you can easily understand what growing faster or quieter means. You can also make adjustments when you want.
See what you can achieve
Tailored recommendations
Vive automatically provides recommendations for each investment plan. You decide, Vive calculates and executes.
Investment assistant
In the app, you get personalized recommendations to keep your plans on track. We show you what you can do - for example, temporarily increasing your deposit, adjusting your risk or making a one-off deposit - and what its impact is on your goal and timing. Everything is based on your plans, progress and situation.
Put your money to work
Licensed & supervised
Vive is an investment firm, supervised by De Nederlandsche Bank (DNB) and the Netherlands Authority for the Financial Markets (AFM).
Dynamic
When your life, work, or preferences change, your strategy adapts. Set up in just a few clicks. Always in control.
Professionally
Passive index funds. Diversified investments worldwide. Used by institutional investors.
Frequently Asked Questions
Everything you need. In one app. In one place. All goals and strategies, always at hand.
What is Pension Investing?
Pension investing is building up your pension by investing in financial products (such as shares, bonds, and investment funds) instead of just saving. The goal is to create extra capital that you can use later in addition to your pension payment, alongside the basic state pension (AOW) and any collective pension scheme.
Is Vive a replacement for my pension scheme?
Vive is a fully-fledged pension scheme in the third pillar. You can offer it to your employees without any problems. If you already have a collective pension, or if your company falls under an industry-wide pension scheme, then the situation is different. Vive can then help to form a flexible layer on top of your existing collective pension. More about this can be found on the following page: pensions for employees
What makes Vive suitable for SME pensions?
SMEs consist of diverse businesses, each with its own pace and character. Vive offers the scope to provide a pension in a way that suits today's practice: without mandatory collective arrangement, but with clarity and control. This makes it possible to offer livelihood security, retain employees, and gradually build up an arrangement that works for the entire organisation.
What is the advantage of a pension scheme for self-employed persons at Vive?
The advantage lies in access to professional asset management and low, clear costs, such as those that larger employers and funds also have. This means: better conditions for your own pension pot, without being tied to strict rules.
What is the difference between pension investing and regular investing?
Pensions investing offers tax advantages: contributions are often deductible from your taxable income, which means less tax needs to be paid. Also, no tax is levied on the accumulated capital. However, this money is locked up until the pension date. With regular investing, the money is freely accessible, but the tax advantage is missing. Pensions investing is therefore less flexible, but attractive if you want to build up targeted capital for later.
Who is building up a pension through Vive suitable for?
For everyone who wants control over their pension. Freelancers who have to arrange it themselves. Employees who want to save extra. Employers who want to offer their team a modern, flexible pension solution. Director-Major Shareholders (DGA's) who want to build assets in a tax-smart way. At Vive, pension fits your situation, not the other way around.
Please note:
Investing carries risks
Investing offers opportunities, but you may lose part or all of your investment. That’s why it’s important to understand the associated risks in advance. More information can be found in the Investment Policy. Vive is a licensed wealth manager.