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Frequently Asked Questions
Everything you need. In one app. In one place. All goals and strategies, always at hand.
How do I start self-employed pension investing with Vive?
Quite simply: sign up via the website or schedule an intake interview, answer a few questions and you can start immediately.
How long before I have a Vive account?
For individuals starting to invest via Vive, their account can be set up within 1 hour.
The longer turnaround time may be due to the CDD/KYC check performed after registration. For companies, freelancers (ZZP'ers), or entrepreneurs, accounts at Vive are created within 1-2 working day(s).
We always try to create an account for you on the same day, however, the CDD/KYC process sometimes takes longer. The lead time from application to implementation can always be discussed. We often see that companies want to wait a little longer before creating accounts. We notice that employers often want to inform their employees beforehand about the new employment benefit.
What are my pension options as a majority shareholder-director?
You can choose a banking annuity, investment solution or a combination of both. At Vive, we combine ease of use with smart wealth accumulation. Do you want to calculate your pension as a DGA (Director/Shareholder)? You can do that directly in the app.
Wat zijn de voordelen van pensioenbeleggen?
Als zelfstandige of eigenaar van een eenmanszaak kun je via pensioenbeleggen fiscaal voordelig vermogen opbouwen voor later. Je inleg is vaak aftrekbaar, je betaalt geen vermogensbelasting over het opgebouwde bedrag en je profiteert van het rendement op beleggingen.
What is the advantage of a pension scheme for self-employed persons at Vive?
The advantage lies in access to professional asset management and low, clear costs, such as those that larger employers and funds also have. This means: better conditions for your own pension pot, without being tied to strict rules.
Is pension investing deductible for self-employed persons?
Yes. If you stay within your annual allowance or reserve space, you may deduct your deposit from your taxable income. This means paying less tax and saving more for later.
Please note:
Investing carries risks
Investing offers opportunities, but you may lose part or all of your investment. That’s why it’s important to understand the associated risks in advance. More information can be found in the Investment Policy. Vive is a licensed wealth manager.












