Vive's mission is to give everyone the opportunity to make money work for them. We do this in a simple, personalised way for every person. We do this by creating personal investment strategies for each person. At Vive, you can do this for your own goals (goal-based investing), for asset management, and for the future (pension investing).

This way, we ensure that you have the opportunity to grow your money for different phases in your life.

Vive has built an advanced financial model based on ALM (Asset Liability Model) with which we create a personalised investment strategy per person, for every goal, asset management or pension account. This investment strategy is created and tested based on thousands of economic scenarios.

The best route emerges from these tests and that is what you receive as your investment strategy. Should your situation, the market's, or the world's change, your strategy will automatically adapt. You can find more information about the financial model under "tools."

Vive takes ESG criteria into account when selecting the funds in which it invests. This means we invest our customers' assets in a way that considers the impact on society. In this way, we are working together towards a better future. Further quality controls and requirements are applied by our investment team.

Vive holds your investments with an external custody company. This is completely separate from Vive itself. Will Vive ever go bankrupt? Then your assets remain safe and you can move it to a provider of your choice.

You can find Vive's costs on the rates page.

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Vive invests based on your financial situation. We never take risks outside of your financial profile.

However, we believe you can achieve maximum return by investing more aggressively in your younger years. This is a period when you have plenty of time to absorb losses, but still lots of time for the money to grow. As you get closer to your goal or retirement age, we slowly reduce the risk. This way, you retain the accrued money, even if the market goes up and down.

This strategy is maintained for both goal-based and retirement investing. For wealth management, we do not reduce the risk. This has no end date.

Vive is a fully-fledged pension scheme in the third pillar. You can offer it to your employees without any problems. If you already have a collective pension, or if your company falls under an industry-wide pension scheme, then the situation is different. Vive can then help to form a flexible layer on top of your existing collective pension. More about this can be found on the following page: pensions for employees

We only use your data to identify you and provide appropriate advice within your accounts at Vive. Your information is never shared with third parties, unless indicated. For example, to open your investment account.

We only use your data to identify you and provide appropriate advice within your accounts at Vive. Your information is never shared with third parties, unless indicated. For example, to open your investment account.

Vive invests in funds that match your financial situation, wishes, and preferences. We do this with trusted parties such as Vanguard and Northern Trust. Want to know more about which funds these are? Then visit our funds page under "tools."

Here we explain everything about the funds you invest in.

Here you can find all the funds.

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