This is how professional asset management works
From beginning to growth.
Asset management with Vive combines personal attention with smart technology. Make your money work harder while you live your life.
We get to know your situation
We ask you extensively about your assets, goals, risk tolerance and life situation. That's how we understand what's important to you.
We design your strategy
Based on your profile, we will create an investment strategy that matches your goals. Professionally but comprehensibly explained. Our team of experts manages your portfolio through a passive investment strategy. Rebalancing and optimization - we take care of it.
You will always stay involved
Regular updates, clear reports and always access to your personal asset manager environment via our app. Your money, our expertise.
The app for your future money
Why choose professional asset management?
Vive makes it easy for you. Think about what you want to achieve, set it up in the app and Vive turns it into a personal investment strategy.
From there, everything is automatic, investing, rebalancing and smart risk reduction to the end date or the desired amount.
Institutional quality
Vive is an investment firm. Supervised by De Nederlandsche Bank and the Financial Markets Authority.
Save time and stress
A life, work or preference changes. The strategy is adapting. Arranged in just a few clicks. Always in control.
Personal service
Passive index funds. Diversified investments worldwide. Used by institutional investors.
Get started with Vive right away
Technology and expertise that work together.
Advanced tools, personalized service. Vive has built a financial model that calculates thousands of investment scenarios to find the perfect strategy for your wealth goals.
Automatically optimized
We change, rebalance, and constantly look at new opportunities for your investments. This way, your target, wealth or pension investment plans remain optimized at all times.
ALM technology
Vive uses ALM technology to increase profits by reducing risks. We mainly focus on long-term planning to ensure financial stability and growth within each investment plan.
Investment assistant
For asset management, we have built an investment assistant who constantly monitors the development of your investment plan (s). This helps with personalized recommendations to keep your plans on track.
Wealth management, simplified
Want to know more about investing with Vive?
Our free investment brochure shows you exactly how smart and easy investing at Vive works.
How to invest in one app via Vive and always have insight
How easy it is to make your money work for you
How we invest widely, with no hidden costs
Your money, let it grow
All the benefits of a team of experts.
Without all the snags, but with the growth of your wealth. Put your money to work, without difficult choices or manual purchases — just keep on track for later.
Make an appointment
Ready for a modern retirement or wealth solution? Feel free to get to know Vive and discover what's possible - for your organization.
Complex pension, simply explained - know where you are right away
Personal interview for your situation and that of your employees
More clarity than hours of Googling in 30 minutes
Plenty of room for questions to our experienced pension experts
Frequently Asked Questions
Everything you need. In one app. In one place. All goals and strategies, always at hand.
What are the investment costs for asset management?
What is portfolio management?
Asset management is the deliberate and professional management of financial resources (capital) to achieve a return in line with predetermined goals and risk profile.
How does asset management work?
Asset management is investing to grow your wealth. It is a service where a professional manager invests on your behalf with the aim of achieving your financial goals given your financial situation.
Once the strategy is in place, the manager executes all transactions and continuously monitors the composition of your portfolio. When the market moves significantly, it is automatically "rebalanced" to maintain the desired ratios. At the same time, you receive regular reports with insight into returns, risk, and progress compared to your goal.
If your situation or market conditions change, we adjust by adapting the strategy. In this way, asset management not only ensures that your invested capital grows, but also that you always remain in line with what you have in mind – without you having to monitor it daily yourself.
What is the expected return if I start investing?
Vive does not offer model portfolios but a personalised strategy. So, at Vive, you don't have to choose a profile; one is created and selected for you. However, we would like to tell you what may be customary with model portfolios to give you an idea of what is achievable. Please note that the expected return on investment heavily depends on your investment strategy and market conditions, but in the long term, you can roughly assume the ranges below:
Defensive profile (many bonds, few shares) – 2 – 4 % per year (nominal). This profile aims for stability, with limited fluctuations and a lower return.
Neutral profile (mixed mix of shares/bonds) – 4 – 6 % per year (nominal). This is a commonly used middle profile for pension objectives, with a balance between risk and return.
Offensive profile (many shares, alternative investments) – 6 – 8 % (–10 % to +15 % in extreme years) per year (nominal).
This profile offers the highest long-term growth potential but experiences the greatest price fluctuations.
If you want to view our historical returns, you can do so on the "rendement" page under "hulpmiddelen."
What is the difference between pension investing and regular investing?
Pensions investing offers tax advantages: contributions are often deductible from your taxable income, which means less tax needs to be paid. Also, no tax is levied on the accumulated capital. However, this money is locked up until the pension date. With regular investing, the money is freely accessible, but the tax advantage is missing. Pensions investing is therefore less flexible, but attractive if you want to build up targeted capital for later.
Which funds will Vive invest in for me?
Vive invests in funds that match your financial situation, wishes, and preferences. We do this with trusted parties such as Vanguard and Northern Trust. Want to know more about which funds these are? Then visit our funds page under "tools."
Here we explain everything about the funds you invest in.
Here you can find all the funds.
Please note:
Investing carries risks
Investing offers opportunities, but you may lose part or all of your investment. That’s why it’s important to understand the associated risks in advance. More information can be found in the Investment Policy. Vive is a licensed wealth manager.
