What is a nabestaandenlijfrente?

A nabestaandenlijfrente is a periodic benefit for your partner or children, purchased with the capital you had built up at the time of death. The full capital goes to your next of kin; nothing reverts to the provider.

If you die during the accrual phase, your next of kin can convert the capital into such a benefit. For zzp'ers and DGAs this is often especially relevant, because there is no partner pension through an employer. If you die during the payout phase, the payments continue until the end of the agreed period. Read what a nabestaandenlijfrente is.