What is a compensation scheme under the Wtp?

Under the Wet toekomst pensioenen the age-dependent premium scale disappears and a single flat contribution percentage takes its place. As a result, employees around the middle of their career in particular can lose out in expected accrual: they paid a low scale premium for years and no longer benefit from the higher premium at later ages.

A compensation scheme offsets that disadvantage, for example through a temporary additional contribution or compensation within employment terms. How you structure it is set out in your transitieplan and agreed with your pension adviser and provider. Vive does not carry out that transition, but the werkgeverslijfrente can serve as a supplementary layer. Read what a compensation scheme involves.