What if my client already has a pension scheme?

Then Vive works as an addition, not a replacement. If the second-pillar scheme stays in place, Vive can sit on top as a flexible third-pillar layer that employees steer themselves.

That is useful with a pension shortfall, with compensation questions around the Wtp, or to give employees more choice. If your client has no scheme yet, Vive can work stand-alone. More at for intermediaries.