Who is building up a pension through Vive suitable for?

For four groups in particular:

• Zzp'ers and DGAs who have to build up themselves, because no employer arranges it.
• Employees with a pension shortfall who want to add to their employer scheme.
• Employers without a cao or industry pension fund who want to offer something without a mandatory collective.
• Intermediaries who want to broaden their services into the third pillar.

If you fall under a mandatory industry pension fund, that scheme remains leading and Vive can at most sit on top. See pension investing.