What if I already build up a lijfrente (3rd pillar pension) myself?

You can transfer that account to Vive via the Protocol Stroomlijning Kapitaaloverdrachten (PSK). You complete a form; we arrange the rest with your current provider. There are no fiscal consequences.

You may also keep them separate. Holding several lijfrente accounts alongside each other is allowed. Just make sure your total contribution across all accounts stays within your jaarruimte.