What if I am already building up an annuity (3rd pillar pension) myself?

If you are already building up an annuity (third-pillar pension), you can have it transferred to Vive. This is done via the Capital Transfer Streamlining Protocol (PSK). You can fill in the following form to do this. If you prefer to keep it separate, that is also possible. Multiple accounts are permitted. However, ensure you do not make double contributions, as you have limited annual allowance.