What happens to my self-employed lijfrente on death?

The full capital built up goes to your next of kin. As a zzp'er you have no partner pension through an employer, so this is often the only thing left for them.

In the accrual phase your next of kin can buy a nabestaandenlijfrente with it, giving them a periodic benefit. In the payout phase the payments continue until the end of the agreed period. Read what a nabestaandenlijfrente is.