What are the risks of pension investing?

There are three kinds of risk to take into account:

• Market risk. The value of your investments can fall. You can lose part or all of your contribution and there is no guaranteed outcome.
• Lock-in risk. Your money is fiscally locked until your retirement date. Withdrawing earlier costs you the deduction plus 20% revisierente.
• Fiscal risk. Rules and rates can change; you build up under today's rules.

Vive matches investment risk to your situation and reduces it towards your retirement date, but that does not remove risk. Read the drawbacks of pension investing and the investment policy.