Do I have to adjust my pension scheme because of the Wtp?

If you have a second-pillar scheme, probably yes. Under the Wet toekomst pensioenen, defined-contribution schemes become the standard and the age-dependent premium scale disappears; schemes must be adjusted by 1 January 2028 at the latest.

What exactly needs to happen depends on your current scheme and your provider. That process runs through your pension adviser, with a transitieplan and the consent of the works council or employee representation. Vive does not carry out that transition, but can add a flexible third-pillar layer. Read the Wtp checklist.