How much tax benefit do I get?

That depends on your income and tax bracket. In 2026 box 1 has three brackets: 35.75% up to €38,883, 37.56% up to €78,426 and 49.50% above that. Your lijfrente contribution is deductible at the rate of the bracket the deduction falls in, so up to 49.50%.

In the Vive app you can see what different contribution amounts yield for you. Note that a large contribution can partly fall into a lower bracket, and that your effective benefit can be higher because tax credits rise as your taxable income falls. Calculate your room with the jaarruimte calculator.