How much can I contribute with pension investing?

Your maximum contribution is set by your fiscal jaarruimte and any reserveringsruimte. In 2026 the jaarruimte is capped at €35,589 and the reserveringsruimte at €42,753. You may combine both in the same year.

Both are recalculated annually based on your income and previous pension accrual. If you contribute more than your room, that part is not deductible. Calculate with the jaarruimte calculator and the reserveringsruimte calculator.