How does goal-based investing work?

You decide three things: the amount you want to reach, the period, and the maximum risk you want to take. Vive builds an investment plan around that and executes it.

The app tracks whether you are on course and adjusts where needed. As your end date approaches, the capital is automatically invested more cautiously to protect what you have built. Unlike a pension, you can access it in the meantime. More on goal-based investing.