What is an obligation to accept?

The acceptance obligation is the mandatory requirement for a health insurer to accept everyone for the basic health insurance, regardless of their health situation or risk profile. This means that a health insurer is not permitted to reject a customer for the basic insurance. However, for other types of insurance, such as life or car insurance, insurers may reject customers if they deem the risk to be too high. This term plays a significant role in the context of legal provisions and the accessibility of healthcare.