How much annual allowance do I have?
That depends on your income and whether you are already building up a pension elsewhere. The basic calculation is 30% of your income (after deduction of the AOW exemption of €18,475). Do you earn €50,000? Then your annual allowance is approximately €9,500. But are you already accruing a pension through your work? Then you must deduct that amount (factor A). Calculate your annual allowance using the annual allowance calculator.








