How does pension investing work?

Pensions investment is investing for retirement. The money is locked up until your retirement age, so it's difficult to access. However, in exchange for locking up your money, you get a lot back.

1. Tax advantage on your tax return in the form of a "cashback."

2. All pension contributions are exempt from wealth tax until retirement, including the returns.

3. Pension contributions are deducted from your taxable income, so it becomes lower, and you keep more. By investing, you also let the money you have grow in a diversified portfolio that suits your life stage. This way, you build up extra retirement savings with potentially higher returns than saving, while automatic rebalancing ensures manageable risks.