How can I put together my own pension scheme?

Vive can help you with setting up a pension scheme. There is a lot of flexibility in the third-pillar pensions that Vive offers. This gives employers the opportunity to set up their pension in various ways.

Some examples of this are:

Sponsoring: An employer offers the account to employees but does not contribute for the employees. This allows employees to build up a pension, but costs the employer little to nothing.

Percentage matching: An employer matches, up to a certain percentage (or amount), the employee's contribution. The employer encourages pension accrual for those who want to build it up.

Fixed contribution: The employer sets aside a fixed amount for the employee. This allows the employee to automatically build up a pension.

Bonus scheme: The employer pays out the employee's bonus in a pension at the end of the year. This gives the employee a bonus and ensures the employer that a pension is built up. This is also fiscally more advantageous for the employee, since they get tax back and do not just pay it.

Profit distribution: The employer pays out profit distribution into the employee's pension. This allows the employee to build up a pension and the employer only contributes if the company is profitable. This reduces ongoing costs.