Does it matter when I start investing?

You are ready to start investing. What is a good time to begin? Investors often worry that they are entering the market at the wrong time. As a result, they often decide to do nothing. That sounds logical, with rising prices and the crisis in Ukraine in mind, but it is not smart in the long term.

The pressure -and the procrastination to start- caused by wanting to 'time' the market is simply not worth it. Moreover, it is difficult to accurately (continue to) make purchases at exactly the right time year after year. If it works, it is often more luck than wisdom. In the short term, it can have a great influence on your results. But in the long term, those differences fade. That is because time in the market is more important than timing the market. 

How that works</strong></h2><p id="">Imagine you invest €1000 annually between 2001 and 2022 at the very worst moment of each year. Your total investment is then €20,000. Despite that bad timing, you still have €56,000 left at the end of 2021. Quite impressive.&nbsp;

By comparison. If you did not look at the market and had invested the same amount at a random moment - for example, the end of the year - you would have ended up with €61,000.&nbsp;

So, over a period of 21 years, your total result deviates (only) by €6,000. Even though you invested at the market's peak year after year. In the long term, the time in the market therefore makes the difference. Patience pays off for investors.

Vive</strong></h2><p id="">Apart from time in the market, the products you invest in (such as shares and bonds) and the costs of investing are of great influence on your performance. Vive helps investors with the ideal products and approach. By compiling a unique investment strategy and portfolio for everyone that has an optimal balance between risk and result. This way you invest spread out, worldwide in sustainable funds with low costs. </p><p id="">‍</p><p id="">‍</p>